Credit-based insurance scores are a recognized source of valuable insight into policyholder risk. Combine that power with industry-leading experts who understand the compliance landscape and you have a point of inflection. Now you can leverage Inflection™ to improve segmentation and quoting with a powerful predictive model. Developed by Verisk, a leader in insurance analytics, compliance, and actuarial science, and powered by data from Equifax®, a global data, analytics, and technology leader, Inflection can help lift your growth and profitability trends and provide a balanced framework in which to evaluate consumers.
Inflection is designed to span economic cycles for today’s more digital consumer. In fact, a recent study found the average Inflection score varied only 11 points, out of a range of 600, across economic cycles. Inflection supports innovative solutions to better align price to risk:
- Gain insights from a powerful trended-credit model
- Apply analytics and insurance compliance expertise
- Micro-segment risk for more accurate pricing
- Enhance customer service via a balanced framework
- Span economic cycles and support digital consumers
- Innovate with use cases across the policy life cycle
- Improve competitiveness; avoid adverse selection.
